Cover summary - Dinghy insurance

Now you can source dinghy insurance quotes and buy online cover that’s right for you.

Three levels of cover are available, dependent on dinghy use;

Bronze – great if you’re a recreational sailor and do not race. Cover levels for personal belongings, personal accident and liabilities, plus access to a network of repairers.

Silver – all the benefits of bronze but with additional cover if you race at club level.

Gold – the benefits of bronze and silver, plus racing from club level to European championships.

If you’re not sure what level of cover to select or want to discuss whether you qualify for a discount, contact our specialist dinghy advisors and they’ll help straightaway. Or, if you have an urgent need to take to the water, source a quote and buy online.

Dinghy insurance and multi hull insurance Bronze Silver Gold
Cover for racing at open meetings, nationals and European championships
Cover for racing at club level
Personal belongings cover of up to £350
'New for old' for mast and sails
Cover for use in the inland and coastal waters of the UK and Europe (up to 30 days)
£3 million third party liability
Personal accident, accidental death or injury cover of up to £10,000
Transit cover included
Option to purchase legal expenses cover of up to £100,000 for only £5!
Access to a nationwide network of repairers

Choose the dinghy insurance cover that is right for you:

Policy excess

  • Starting at £35 depending on type of dinghy

Key exclusions

  • Wear and tear
  • Corrosion
  • Loss of value to your dinghy because of age and use
  • Loss of value to your dinghy after it has been repaired
  • Scratching, denting or bruising while your dinghy is being transported

Got any specific questions about our Dinghy Insurance? Visit our FAQ page.

For full terms and conditions please see the details section for all policy documents

If you use your dinghy as a cruising sailor

Get a quote bronze Get a quote for bronze dinghy insurance

If you are racing at club level

Get a quote silverGet a quote for silver dinghy insurance

If you are racing at national or championship level

Get a quote goldGet a quote for gold dinghy insurance

Dinghy Glossary

An A-Z explanation on dinghy terms.Find out more >